Last updated: 23. 11. 2025
Welcome to Health & Healthcare (“the Site”, “we”, “us”, or “our”).
Your privacy matters to us. This Privacy Policy explains what information we collect, how we use it, and what choices you have when you use this website.
By accessing or using this Site, you agree to the terms of this Privacy Policy. If you do not agree, please do not use the Site.
1. Who We Are
Site name: Health & Healthcare
Contact email: [dalo78@naver.com]
This Site provides educational content about health, healthcare, and health insurance in the United States. We do not provide medical, legal, tax, or financial advice.
2. Information We Collect
We collect information in two main ways:
2.1 Information You Provide to Us Directly
You may choose to provide information when you:
- Fill out a contact form
- Subscribe to a newsletter or email list (if enabled)
- Leave comments on posts (if comments are enabled)
- Participate in surveys, giveaways, or other interactive features
This information may include:
- Name or display name
- Email address
- Website URL (for comments)
- The content of your message or comment
- Any information you voluntarily include in your communication
Please avoid sharing sensitive personal information (such as full medical records, Social Security numbers, complete policy numbers, or financial account numbers) through this Site.
2.2 Information Collected Automatically
When you use the Site, certain information may be collected automatically, such as:
- IP address
- Browser type and version
- Device type and operating system
- Referring website or page
- Pages you visit on this Site
- Dates and times of access
- Approximate location (city/country level, based on IP)
This information is typically collected through cookies, log files, and similar technologies.
3. Cookies and Similar Technologies
3.1 What Are Cookies?
Cookies are small text files stored on your device when you visit a website. They help the site recognize your browser and remember certain information.
3.2 How We Use Cookies
We may use cookies for purposes such as:
- Essential cookies: To operate basic features of the Site (e.g., security, page navigation)
- Performance and analytics cookies: To understand how visitors use the Site and improve content and usability
- Advertising and affiliate cookies: To display or measure ads and track affiliate links, where applicable
3.3 Managing Cookies
Most browsers allow you to:
- See what cookies are stored
- Delete cookies
- Block cookies or receive a warning before cookies are stored
Please note that blocking some types of cookies may affect how the Site functions for you.
For more information on cookies and how to manage them, you can visit your browser’s help section.
4. Analytics
We may use third-party analytics tools (for example, Google Analytics) to help us understand how visitors use this Site.
These tools may collect information such as:
- IP address
- Time spent on pages
- Pages visited
- Links clicked
- Browser and device information
Analytics providers use this information to generate reports and help us improve the Site. They may set their own cookies or use other tracking technologies.
You can learn more about managing Google Analytics data (including opt-out options) through Google’s documentation and browser add-ons.
5. Advertising and Affiliate Links
5.1 Advertising (Including Google AdSense)
This Site may display third-party ads (for example, from Google AdSense or other ad networks). These ad partners may use cookies and similar technologies to:
- Serve ads based on your prior visits to this and other websites
- Measure ad performance and prevent fraud
These third parties may collect or receive information such as your IP address, browser, device, and browsing behavior across websites over time to provide interest-based advertising (also called “personalized” or “behavioral” ads), where permitted by law.
You can learn more about how Google uses information from sites or apps that use its services, and how to customize or opt-out of personalized ads, by visiting Google’s advertising and privacy pages.
5.2 Affiliate Links
Some links on this Site may be affiliate links. This means that if you click on the link and make a purchase, we may earn a small commission at no additional cost to you.
Affiliate partners may use cookies or similar technologies to track that a purchase came from this Site. These partners have their own privacy policies, which we encourage you to review.
We only promote products or services that we believe may be genuinely useful to readers, but we do not control the practices of third-party websites.
6. How We Use Your Information
We may use the information we collect for purposes including:
- To operate and maintain the Site
Ensuring security, functionality, and performance. - To respond to you
Answering questions, responding to contact form submissions, and handling requests. - To improve content and user experience
Understanding what topics are most helpful, optimizing navigation and design. - To send optional communications
If you subscribe to a newsletter or email list, we may send you updates, new articles, and related content. You can unsubscribe at any time using the link in the email. - To comply with legal obligations
Maintaining records where required by law and cooperating with lawful requests from authorities.
7. How We Share Your Information
We do not sell your personal information.
We may share information in the following limited circumstances:
- Service providers
With trusted third-party vendors who help us operate the Site (for example: hosting providers, email services, analytics, security services). They are allowed to use your information only as necessary to provide their services to us. - Advertising and analytics partners
As described above, certain non-personally identifiable information may be shared with advertisers or analytics providers. - Legal requirements
When required by law, regulation, court order, or legal process, or to protect our rights, safety, or property, or that of others. - Business transfers
In the event of a merger, sale, or transfer of the Site, information may be transferred as part of that transaction, subject to appropriate confidentiality protections.
8. Third-Party Links
This Site may contain links to third-party websites, apps, or services. We are not responsible for the content, security, or privacy practices of those third parties.
If you follow a link to another site, that site’s privacy policy will apply. We encourage you to review the privacy policies of any websites you visit.
9. Data Retention
We retain personal information only for as long as reasonably necessary to:
- Fulfill the purposes described in this Privacy Policy
- Comply with legal, tax, or accounting obligations
- Resolve disputes or enforce our agreements
The exact retention period may vary depending on the type of data and the context in which it was provided.
10. Your Choices and Rights
Depending on your location and applicable law, you may have certain rights regarding your personal information, such as:
- Access: You can request a copy of the personal information we hold about you.
- Correction: You can ask us to correct or update inaccurate or incomplete information.
- Deletion: You can request that we delete personal information, subject to legal obligations to retain certain records.
- Opt-out of communications: You can unsubscribe from email communications at any time by using the link provided in the email.
- Cookies: You can manage cookies through your browser settings or other tools.
To exercise these rights (where they apply) or ask questions, you can contact us at:
[dalo78@naver.com]
We may need to verify your identity before processing some requests.
11. Children’s Privacy
This Site is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13.
If you believe that a child under 13 has provided us with personal information, please contact us at [dalo78@naver.com] so that we can take appropriate action.
12. International Visitors
This Site is primarily intended for users in the United States. If you access the Site from outside the U.S., you understand that your information may be transferred to, stored in, and processed in the United States or other countries, where data protection laws may differ from those in your country.
By using the Site, you consent to this transfer and processing.
13. Security
We use reasonable administrative, technical, and physical safeguards to protect the information we collect. However, no method of transmission over the internet or method of electronic storage is completely secure.
We cannot guarantee absolute security, and you use the Site and provide information at your own risk.
14. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we do, we will revise the “Last updated” date at the top of this page.
Any changes will become effective when posted on this page. Your continued use of the Site after changes are posted means you accept the updated Privacy Policy.