Last updated: 23. 11. 2025
Welcome to Health & Healthcare (“the Site”, “we”, “us”, or “our”).
By accessing or using this website at [https://hp.nomardy.com/] (the “Website”), you agree to be bound by these Terms of Service and the Disclaimer (collectively, the “Terms”). If you do not agree to these Terms, please do not use the Site.
1. General Information Only (No Professional Advice)
The content on this Site is provided for general educational and informational purposes only.
Nothing on this Site is intended to:
- Provide medical advice
- Provide legal, tax, or financial advice
- Replace diagnosis, treatment, or individualized counsel from a licensed professional
You should always consult:
- A licensed physician or other qualified healthcare provider for questions about your health or medical conditions
- A licensed attorney, tax professional, or financial advisor for questions about insurance contracts, legal rights, tax implications, or financial decisions
You should never delay seeking, disregard, or change professional advice because of something you read on this Site.
2. No Doctor–Patient or Professional–Client Relationship
Use of this Site, including sending an email or using the contact form, does not create:
- A doctor–patient relationship
- An attorney–client relationship
- A financial advisor–client relationship
- Any other professional–client relationship
Any communication with us should be considered informational and general in nature, not professional advice tailored to your specific situation.
3. Not for Emergencies
This Site is not an emergency service and is not monitored for urgent or crisis messages.
If you are experiencing a medical emergency or mental health crisis, immediately:
- Call your local emergency number (for example, 911 in the United States), or
- Go to the nearest emergency room or urgent care center, or
- Contact a crisis hotline or qualified professional in your area
Do not rely on this Site, email, or social media for emergency or time-sensitive assistance.
4. Eligibility and Acceptable Use
By using this Site, you represent and warrant that:
- You are at least 18 years old or the age of majority in your jurisdiction; and
- You will use the Site in compliance with these Terms and with applicable laws and regulations.
You agree not to:
- Use the Site for any unlawful or fraudulent purpose
- Attempt to gain unauthorized access to any portion of the Site or its systems
- Interfere with the operation or security of the Site
- Upload or transmit any harmful code, malware, or spam
- Use the Site to harass, threaten, or defame others
We reserve the right to restrict or terminate access to the Site for any user who violates these Terms or engages in harmful behavior.
5. Intellectual Property and Content Ownership
Unless otherwise stated, all content on the Site is owned by Health & Healthcare or used with permission. This includes, but is not limited to:
- Text, articles, and blog posts
- Graphics, logos, and images
- Layout, design, and structure
- Trademarks, service marks, and trade names
You may:
- View and read content for personal, non-commercial use
- Share links to public pages of the Site, as long as you do not misrepresent the content or imply sponsorship
You may not, without prior written consent:
- Copy, reproduce, or distribute substantial portions of the Site’s content
- Modify, adapt, or create derivative works based on the content
- Use our logos, trademarks, or branding in a way that suggests endorsement or affiliation
6. User Comments and Submissions
If the Site allows comments or user submissions:
- You are solely responsible for the content you post or submit.
- You agree not to post anything that is unlawful, threatening, abusive, defamatory, obscene, or otherwise objectionable.
- You agree not to post confidential or sensitive personal information (such as full medical records, Social Security numbers, or full policy numbers).
By posting or submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, display, reproduce, and adapt that content in connection with the Site and our business (for example, using a comment in an anonymized form in a future article).
We reserve the right, but not the obligation, to:
- Review, edit, or remove any user content at our sole discretion
- Block users who repeatedly violate these standards
7. Third-Party Links and External Websites
The Site may contain links to third-party websites, products, or services that are not owned or controlled by us.
- These links are provided for convenience and informational purposes only.
- We do not endorse or assume responsibility for the content, policies, or practices of third-party sites.
- Visiting any third-party site is at your own risk.
You should review the terms and privacy policies of any third-party websites you visit.
8. Advertising and Affiliate Disclosures
8.1 Advertising (Including Google AdSense)
This Site may display third-party advertisements (for example, from Google AdSense or other networks).
- These third parties may use cookies and similar technologies to show relevant ads and measure performance.
- We do not control how these third parties collect or use data once you leave this Site or interact with their content.
For more information about how Google uses data, please refer to Google’s own policies.
8.2 Affiliate Links
Some links on this Site may be affiliate links. This means:
- If you click an affiliate link and make a purchase, we may earn a small commission.
- This commission comes at no additional cost to you.
We aim to recommend products or services that we believe may be genuinely useful to readers based on research and/or personal experience. However:
- We cannot guarantee your results with any product or service.
- You are responsible for evaluating whether a product or service is appropriate for your needs.
To the extent required by law, any affiliate or sponsored content will be clearly disclosed.
9. No Guarantees or Warranties
While we strive to provide accurate, up-to-date information, the Site and its content are provided on an “as is” and “as available” basis, without any warranties of any kind, express or implied.
We do not guarantee that:
- The information on the Site is complete, accurate, or current
- The Site will be available at all times, uninterrupted, or error-free
- Any defects will be corrected, or that the Site is free of viruses or harmful components
You use the Site at your own risk. Any actions you take based on information found here are your own responsibility.
10. Limitation of Liability
To the fullest extent permitted by law, Health & Healthcare, its owners, authors, contributors, and affiliates shall not be liable for any:
- Direct, indirect, incidental, consequential, special, exemplary, or punitive damages
- Loss of data, income, revenue, goodwill, or other intangible losses
arising out of or relating to:
- Your access to or use of the Site
- Your reliance on any content on the Site
- Any errors, omissions, interruptions, or delays in the Site’s operation
- Any third-party sites, products, or services accessed through links on the Site
This limitation applies whether claims are based on warranty, contract, tort (including negligence), or any other legal theory, even if we have been advised of the possibility of such damages.
Some jurisdictions do not allow the exclusion or limitation of certain damages, so parts of this section may not apply to you. In such cases, our liability will be limited to the maximum extent permitted by applicable law.
11. Indemnification
You agree to indemnify, defend, and hold harmless Health & Healthcare and its owners, contributors, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:
- Your use or misuse of the Site
- Your violation of these Terms
- Your violation of any rights of a third party
12. Privacy
Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.
By using the Site, you consent to our data practices as described in the Privacy Policy.
13. Changes to the Site and These Terms
We may, at our sole discretion:
- Update, modify, or remove content from the Site
- Change or discontinue parts of the Site or the entire Site
- Update these Terms at any time
When we make changes to these Terms, we will update the “Last updated” date at the top of this page.
Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms. If you do not agree with the changes, you should stop using the Site.
14. Governing Law and Jurisdiction
These Terms are governed by and construed in accordance with the laws of the United States and, where applicable, the laws of the U.S. without regard to its conflict of laws principles.
You agree that any disputes arising out of or relating to these Terms or your use of the Site will be brought exclusively in the courts located in U.S. , and you consent to the personal jurisdiction of such courts.
If you are located outside the United States, you are responsible for ensuring that your use of the Site complies with local laws.
15. Severability
If any provision of these Terms is found to be invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect.
16. Entire Agreement
These Terms, together with the Privacy Policy, constitute the entire agreement between you and Health & Healthcare regarding your use of the Site and supersede any prior or contemporaneous understandings, agreements, or representations.